{"id":4616,"date":"2026-04-03T16:05:19","date_gmt":"2026-04-03T20:05:19","guid":{"rendered":"https:\/\/huguesbouchard.com\/buy\/pre-approved-mortgage\/"},"modified":"2026-04-14T16:21:16","modified_gmt":"2026-04-14T20:21:16","slug":"pre-approved-mortgage","status":"publish","type":"page","link":"https:\/\/huguesbouchard.com\/en\/buy\/pre-approved-mortgage\/","title":{"rendered":"Pre-approved mortgage"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4616\" class=\"elementor elementor-4616 elementor-4281\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-66602ec4 e-flex e-con-boxed e-con e-parent\" data-id=\"66602ec4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<section class=\"elementor-element elementor-element-3ad65e9 e-con-full e-flex e-con e-child\" data-id=\"3ad65e9\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-4a12c76e e-con-full e-flex e-con e-child\" data-id=\"4a12c76e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2002df8f elementor-widget elementor-widget-heading\" data-id=\"2002df8f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Pre-approved mortgage<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c7526b elementor-widget elementor-widget-heading\" data-id=\"3c7526b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Get the best rates and the lowest closing costs<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44019b08 elementor-widget elementor-widget-text-editor\" data-id=\"44019b08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When you&#8217;re ready to buy a home, it makes sense to put yourself in the strongest possible position to negotiate. In a strong real estate market, sellers may be more selective about which buyer they choose to negotiate with. In a seller\u2019s market, it\u2019s not uncommon for a home seller to receive multiple offers on their property. That said, there are certain things you can do to ensure your offer is the one that gets accepted.   <\/p><p><strong>Today, the vast majority of buyers go about it the wrong way and put themselves at a significant disadvantage!<\/strong><\/p><p>Let\u2019s look at this situation from the seller\u2019s perspective. If you were the seller and had received multiple offers on your property, all other things being equal, would you accept the offer that comes with a pre-approval letter or the one where financing is conditional? The answer is obvious. So why do so many buyers wait until they\u2019ve found a home before thinking about financing?   <\/p><p>I&#8217;ve noticed that these people are generally very good, qualified buyers who aren&#8217;t worried about getting approved for a loan. Although they&#8217;re usually right and, in the end, do get approved, the seller, in most cases, has no guarantee. <\/p><p>Finally, from a cost-saving perspective:<\/p><p>As a prospective homebuyer, it makes more sense to start the financing process early so that you can get a good understanding of the interest rate, estimated points, and closing costs. If you do this before you find a home, you won\u2019t be under any time pressure, and you\u2019re less likely to end up paying a higher rate than a buyer in the opposite situation. <\/p><p>If you decide to take advantage of the pre-approved mortgage, simply fill out the form on this page. We\u2019ll forward your information to one of our professionals, who will help you find the best mortgage interest rate and the lowest possible closing costs.  <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69fc7168 e-con-full e-flex e-con e-child\" data-id=\"69fc7168\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-145c45df elementor-widget elementor-widget-heading\" data-id=\"145c45df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Learn how you can get the best possible interest rates on a pre-approved mortgage:<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f1a8a8 elementor-widget elementor-widget-shortcode\" data-id=\"f1a8a8\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed in Gravity Forms 3.1.\"),o(),0))},initializeOnLoaded:function(o){gform.callIfLoaded(o)||(document.addEventListener(\"gform_main_scripts_loaded\",()=>{gform.scriptsLoaded=!0,gform.callIfLoaded(o)}),document.addEventListener(\"gform\/theme\/scripts_loaded\",()=>{gform.themeScriptsLoaded=!0,gform.callIfLoaded(o)}),window.addEventListener(\"DOMContentLoaded\",()=>{gform.domLoaded=!0,gform.callIfLoaded(o)}))},hooks:{action:{},filter:{}},addAction:function(o,r,e,t){gform.addHook(\"action\",o,r,e,t)},addFilter:function(o,r,e,t){gform.addHook(\"filter\",o,r,e,t)},doAction:function(o){gform.doHook(\"action\",o,arguments)},applyFilters:function(o){return gform.doHook(\"filter\",o,arguments)},removeAction:function(o,r){gform.removeHook(\"action\",o,r)},removeFilter:function(o,r,e){gform.removeHook(\"filter\",o,r,e)},addHook:function(o,r,e,t,n){null==gform.hooks[o][r]&&(gform.hooks[o][r]=[]);var d=gform.hooks[o][r];null==n&&(n=r+\"_\"+d.length),gform.hooks[o][r].push({tag:n,callable:e,priority:t=null==t?10:t})},doHook:function(r,o,e){var t;if(e=Array.prototype.slice.call(e,1),null!=gform.hooks[r][o]&&((o=gform.hooks[r][o]).sort(function(o,r){return o.priority-r.priority}),o.forEach(function(o){\"function\"!=typeof(t=o.callable)&&(t=window[t]),\"action\"==r?t.apply(null,e):e[0]=t.apply(null,e)})),\"filter\"==r)return e[0]},removeHook:function(o,r,t,n){var e;null!=gform.hooks[o][r]&&(e=(e=gform.hooks[o][r]).filter(function(o,r,e){return!!(null!=n&&n!=o.tag||null!=t&&t!=o.priority)}),gform.hooks[o][r]=e)}});\n\/* ]]> *\/\n<\/script>\n\n                <div class='gf_browser_gecko gform_wrapper gravity-theme gform-theme--no-framework' data-form-theme='gravity-theme' data-form-index='0' id='gform_wrapper_2' ><div id='gf_2' class='gform_anchor' tabindex='-1'><\/div>\n                        <div class='gform_heading'>\n                            <p class='gform_description'><\/p>\n\t\t\t\t\t\t\t<p class='gform_required_legend'>&quot;<span class=\"gfield_required gfield_required_asterisk\">*<\/span>&quot; 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In a strong real estate market, sellers may be more selective about which buyer they choose to negotiate with. In a seller\u2019s market, it\u2019s [&hellip;]<\/p>\n","protected":false},"author":18,"featured_media":0,"parent":650,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-4616","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/pages\/4616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/users\/18"}],"replies":[{"embeddable":true,"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/comments?post=4616"}],"version-history":[{"count":1,"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/pages\/4616\/revisions"}],"predecessor-version":[{"id":4619,"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/pages\/4616\/revisions\/4619"}],"up":[{"embeddable":true,"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/pages\/650"}],"wp:attachment":[{"href":"https:\/\/huguesbouchard.com\/en\/wp-json\/wp\/v2\/media?parent=4616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}